Define your goals
Clarify your preferred location, timeline, home type, must-haves, and comfortable monthly budget.
Your homebuying roadmap
Buy with confidence.
A clear plan turns a complicated process into a series of manageable decisions. Use this checklist to understand the journey, then connect with us for guidance tailored to you.
Buyer checklist
Eight steps to the keys
Every purchase is different, but these milestones will help you prepare for the most common stages. Hunt & Home Legacy Group of HomeSmart will help you understand what comes next and coordinate the details along the way.
Prepare your finances
Review credit, income, savings, estimated closing costs, and possible assistance programs before shopping.
Get pre-approved
Speak with a qualified lender, compare loan options, and obtain a current pre-approval that supports your offer.
Build your search
Set priorities, review listings, tour strategically, and compare each property against your goals.
Write a strong offer
Evaluate comparable sales, price, timing, contingencies, and terms before submitting an offer.
Complete due diligence
Coordinate inspections, review disclosures, investigate the property, and address concerns within contract deadlines.
Finalize the loan
Respond promptly to lender requests, review the appraisal and title work, and avoid major financial changes.
Walk through & close
Confirm the home’s condition, review final documents, bring required funds, sign, and receive your keys.
Planning tool
Mortgage calculator
Explore how home price, down payment, interest rate, loan term, taxes, insurance, and HOA dues may affect an estimated monthly payment.
This calculator is a starting point—not a loan quote or approval. A licensed lender can provide figures based on your credit, chosen program, property, and closing date.